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IMPORTANT STUFF YOU NEED TO KNOW!

Writer's pictureVishal Doddanna

Unlock Your Homeownership Dreams with this Exclusive Offer!

Updated: Aug 27

Looking for a home or investment opportunity in these areas? Let us know because you may be eligible for a 30 year Loan with NO MORTGAGE INSURANCE and only 3% down at 4.49% for a primary residence or 4.99% for an investment property!


Are you eyeing a new home in Baltimore or its neighboring counties? Here’s some exciting news that could make your homeownership journey a lot smoother and more affordable!


We know of a local bank that is thrilled to announce a special initiative aimed at expanding our services in Baltimore and the surrounding areas. They’re offering a limited-time opportunity to secure a 30-year fixed-rate mortgage at an incredible 4.49% interest rate. What’s even better? This comes with no mortgage insurance and only requires a 3% down payment!



Why This Offer is a Game-Changer:


1. Unbeatable Rate: Lock in a 30-year fixed-rate mortgage with a remarkably low 4.49% interest rate. This means predictable monthly payments and stability for the life of your loan.


2. No Mortgage Insurance: Say goodbye to costly mortgage insurance premiums, which is usually required for loans with <20% down payment. With this offer, you’ll save significantly on your monthly payments.


3. Zero upfront Costs: There are no points and no money out of pocket at settlement, provided you use 3% of the purchase price in your own funds to secure your new mortgage. This makes home buying more accessible and affordable.


4. Available for investors: Now open to investment properties at 4.99%



Who Can Benefit?


This exclusive program targets certain underserved majority-minority areas in and around Baltimore City, including pockets in Baltimore, Howard, Harford, and Anne Arundel Counties. It’s an excellent opportunity right now for those that are looking to purchase a home or refinance an existing mortgage with the best possible rate.



Eligibility Criteria:


To take advantage of this special offer, you’ll need to meet the following requirements:


  • A minimum credit score of 680

  • 3% down payment so you have some equity in your home after the new mortgage


If you’re ready to explore this exceptional mortgage opportunity, or if you know someone who might benefit, get in touch with us today. Let our strategic partnerships help you achieve your homeownership goals with the best rates and terms available!



For more details and to see if you qualify, schedule a call!


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Content by Vidona Residential Columbia Realtors

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